Time deposit

Warning about possible consequences for the Client when placing a "Standard"/"Profitable" deposit (hereinafter - Deposit).

1. Possible consequences for the Client in the event of using a banking service or failing to fulfill obligations under the agreement for the provision of this banking service:

Early return of the amount of the Deposit or its part at the initiative of the client is not allowed.

Interest (income) accrued on the Deposit is subject to taxation. The Bank performs the functions of the Client's tax agent with regard to the taxation of the Client's income received under the Bank Deposit Agreement, exclusively under the conditions and in the manner stipulated by the current legislation of Ukraine on taxation of the income of individuals.

If the Client receives benefits or subsidies, receiving additional earnings may lead to their loss.

The Bank and the Client are responsible for non-fulfillment or improper fulfillment of obligations under the Bank Deposit Agreement in accordance with the terms of the Bank Deposit Agreement and the requirements of the current legislation of Ukraine.

2. Possible consequences for the Client in the event of his untimely appeal to the bank regarding the return of funds borrowed under the bank deposit agreement:

After the expiration of the term, the client's deposit account is closed and the amount of the Deposit is returned to the Client's current account specified in the Bank Deposit Agreement.

3. The Bank is prohibited from requiring the Client to purchase any goods or services from the Bank or a person related or related to it as a prerequisite for the provision of these services (except for the provision of a package of banking services).

An accompanying service of the Bank, necessary for the conclusion of the Bank Deposit Agreement, is the opening of a current account, which is carried out free of charge.

4. The Bank does not have the right to unilaterally make changes to the agreements concluded with the Clients, unless otherwise established by the agreement or the law.

5. The client has the opportunity to refuse to receive advertising materials through remote electronic service channels, reported to the customer interaction line located on the bank's website.

6. The client has the right after the termination of the agreement on the providing of banking services, including in connection with the expiration, termination or execution of such an agreement, to contact the Bank with a request for information (statement) regarding the fulfillment of his obligations by the parties, established by the contract, including information (certificate) about the absence of debt and fulfillment of the client's obligations under the agreement in full, which the Bank provides in the form of a paper or electronic document (at the client's choice) within five working days from the day the Bank receives such a request.